High Risk Merchant Bank
High-Risk Isn’t a Problem. It’s Our Specialty.
Having a business means taking on risk and sometimes merchant account providers don’t want to take the ride with you. High Risk Merchant Bank Services is different. We have spent the better part of two decades securing high risk merchant accounts for our clients.
- Fast Approvals
- Decades Of Experience
- Dedicated Account Manager
- Free Fraud Reduction Training
- Industry leading service
- No LegitScript OK

1
High-Ticket Products
Custom Furniture Brand Secures Payment Stability With High Risk Merchant Bank.
Read More
2
Peptides Nutraceuticals
Case Study: Peptide Company Recovers and Scales Without LegitScript
Read More
About Us
Secure, Scalable Payment Processing for High-Risk Businesses
We help businesses in restricted industries accept credit card payments — with speed, stability, and no surprises.
What Sets Us Apart:
- Peptides/Nutraceuticals
- CBD/Vape
- Travel
- High-Ticket Products
- New E-commerce
- Guns/Ammo
- Online Support
- Credit Repair
We’re here for you
Tired of being declined? Our staff works hard to take the guesswork out of obtaining and maintaining high risk merchant accounts.
24/7 Customer support
Chargeback dispute resolution
Customized pricing options




“After losing our processor overnight, we were stuck with PayPal and crypto — until High Risk Merchant Bank stepped in. They understood the peptide space, got us approved fast, and helped us scale beyond where we were before. “

Founder, Luxury Furniture Company
“Because we build made-to-order furniture, most processors flagged our delayed delivery model as too risky. High Risk Merchant Bank didn’t just say yes — they gave us the tools and support to grow without compromise. “

Operations Director, Online Supplement Retailer
“We were a brand-new store with big plans, but every processor denied us because of our lack of history. HRMB believed in our vision and gave us the processing capacity we needed to launch strong. “

CEO, Start-Up Skincare Company
“After losing our processor overnight, we were stuck with PayPal and crypto — until High Risk Merchant Bank stepped in. They understood the peptide space, got us approved fast, and helped us scale beyond where we were before. “

Founder, Luxury Furniture Company
“Because we build made-to-order furniture, most processors flagged our delayed delivery model as too risky. High Risk Merchant Bank didn’t just say yes — they gave us the tools and support to grow without compromise. “

Operations Director, Online Supplement Retailer
“We were a brand-new store with big plans, but every processor denied us because of our lack of history. HRMB believed in our vision and gave us the processing capacity we needed to launch strong. “

CEO, Start-Up Skincare Company